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AI-native operating system for regulated finance, starting with mortgage servicing. ValonOS is a modern, auditable system of record that brings data integrity and operational rigor to the mortgage servicing stack, enabling servicers to deploy AI capabilities safely at scale. Valon operates as a fully licensed national mortgage servicer managing 500k+ loans ($110B+), achieving 60%+ margins while improving customer experience.
AI-native operating system for regulated finance, starting with mortgage servicing. ValonOS is a modern, auditable system of record that brings data integrity and operational rigor to the mortgage servicing stack, enabling servicers to deploy AI capabilities safely at scale. Valon operates as a fully licensed national mortgage servicer managing 500k+ loans ($110B+), achieving 60%+ margins while improving customer experience.
Founded in 2019 in New York by Andrew Wang (CEO, ex-Goldman Sachs/Soros), Eric Chiang (ex-Twilio/Google), and Jonathan Hsu (CTO, ex-Twilio/Google). Valon took the anti-wedge path — building and operating a fully licensed national mortgage servicer from scratch before deploying its technology as a platform to other servicers. The company raised a $3.2M seed in 2019, grew to service over $110B in loans, and raised a $100M Series C in 2024.
HousingWire named Valon CEO Andrew Wang a 2025 Vanguard for transforming the mortgage servicing industry with AI and technology.
Valon published a blog post outlining their vision to become the default operating system for regulated finance worldwide, starting with mortgage servicing.
Valon reached the milestone of servicing over 500,000 loans representing $110+ billion in unpaid principal balance, serving roughly 1% of all US homeowners.
Valon reached top-15 status among US mortgage subservicers in just a few years of operations, with 400% year-over-year growth.
HousingWire covered Valon's $100M Series C round and its ambition to become the AI-native operating system for regulated finance.
Valon Technologies announced a $100 million Series C funding round led by WestCap with participation from Andreessen Horowitz, bringing total raised capital to $230M since founding.
Andrew Wang (CEO) shared lessons from building Valon, covering the anti-wedge strategy of operating a licensed servicer before selling software.
Decagon AI published a case study highlighting how Valon uses AI for customer success operations in its mortgage servicing platform.
Valon launched ValonOS, a modern auditable operating system for mortgage servicers that enables AI capabilities at regulated financial scale with governance built in.
Valon Technologies raised $43.9M in Series B funding with participation from Starwood Capital Group, Freedom Mortgage, and others at a $590M post-money valuation.
Co-Founder
Previously Software Engineer at Twilio
Co-Founder of Valon Technologies. Previously a software engineer at Twilio and Google.
CTO & Co-Founder
Previously Software Engineer at Twilio
CTO and Co-Founder of Valon Technologies. Previously a software engineer at Twilio and Google.
$197M raised total
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